Reflections on Advent Through the Eyes of an Immigrant

Melody Murray, co-founder of Joy Corps and JOYN Bags and recent immigrant from the US to Southeast Asia, shares her perspective on being a foreigner and the promise of Advent.

This Christmas season, I have been remembering that Jesus felt all these things too. He was born into a condition of homelessness. He spent part of his childhood as a refugee in a foreign country and his adulthood with “no place to lay his head” (Matthew 8:20).

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LLC, S Corporation, L3C, Benefit Corporation?

Every profession has its hazards. For mine, it’s lawyer jokes and requests for free legal advice.
This blog contains neither, but it will provide a little education on the basic forms of corporations so you’ll sound smart when you call your own counsel.

Some states offer a larger array of options; this blog discusses the most popular entity choices including corporations, LLC, low-profit limited liability companies (L3Cs), and benefit corporations.

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Should I start a business or a nonprofit?

Anytime someone says, “I’m thinking of starting a nonprofit,” my immediate thought is to make sure I can’t talk them out of it.

As Dan Palotta points out in his semi-famous Ted Talk titled “The Way We Think about Charity is Dead Wrong”, charities/nonprofits face tremendous headwinds toward scalability. Palotta examined the number of organizations surpassing $50M in revenue since 1970, and found only 144 charities reached that level while 46,136 for-profit companies did.

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How much Impact/Financial Return Will I Get from Impact Investing?

Question: How much impact/financial return will I get from impact investing?

Answer: It depends.

Kingdom impact investing may be easiest to see in the context of poverty reduction and evangelism. But we have seen hundreds of companies tackling a wide range of issues through business models as diverse as bus seat manufacturing, hydroelectric power, software development, and a cattle feed lot. Likewise, the potential return for investors is equally varied.

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SAFE or Convertible Note?

Should I offer investors a SAFE or a convertible note? What’s the difference and is one always better than the other?

Convertible Note

A convertible note is a type of debt that has the right to convert into equity when a company hits an agreed-upon milestone, typically the next round of funding. If the milestone isn’t hit, the company owes the investors their original capital plus interest. Cite.


A SAFE, or Simple Agreement for Future Equity, is “an agreement between an investor and a company that provides rights to the investor for future equity in the company similar to a warrant, except without determining a specific price per share at the time of the initial investment.” Cite

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Running for Clean Water

I’m training for the Kansas City Marathon to raise money for World Vision’s clean water initiative. It’s quite possibly the least efficient fundraising strategy I’ve ever tried. Considering the time involved in training, recovery and fundraising it feels like I’ve raised about 25 cents per hour. Fortunately, I don’t think that’s the way we’re supposed to measure success.

I would do the running anyway because I love it and it keeps me mentally and physically healthy. Raising money gives the running even more meaning.

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